Accounts Receivable

Best Accounts Receivable Software 2026

Invoice management, collections, and cash application.

1
Plooto

Plooto

SMB payments and receivables.

4.6(520)
$25/mo
APARPaymentsApprovalsSyncInternational
Affordable
Easy to use
Canada/US
Limited features
Smaller platform
Best for: Canadian SMBsVisit Site
2
BILL

BILL

AP/AR automation platform.

4.5(3,200)
$45/user
InvoicingPaymentsRecurringCash applicationSyncPortal
Easy invoicing
Good payments
Good integrations
Transaction fees
Less AR features
Best for: SMBsVisit Site
3
Invoiced

Invoiced

AR automation platform.

4.5(280)
$99/mo
InvoicingPaymentsDunningCash applicationReportingIntegrations
Easy to use
Good dunning
Affordable
Smaller platform
Limited features
Best for: Growing companiesVisit Site
4
Versapay

Versapay

AR automation and payments.

4.4(320)
Custom
InvoicingCustomer portalPaymentsCash applicationCollectionsERP sync
B2B focused
Good portal
Collections
Enterprise focus
Complex
Best for: B2B companiesVisit Site
Last updated: March 2026

What is Accounts Receivable Software?

Accounts receivable (AR) software streamlines the process of invoicing customers, collecting payments, and managing outstanding balances. AR automation reduces the days sales outstanding (DSO) by automating invoice delivery, payment reminders, and collections workflows. These platforms provide customer payment portals, support multiple payment methods, and automatically apply cash to open invoices. AI-powered tools predict payment timing and identify at-risk accounts early. For B2B organizations, AR software handles complex billing scenarios including net terms, recurring invoices, and multi-entity consolidation. Effective AR management directly impacts cash flow, working capital, and overall financial health, making these tools essential for growing businesses.

Key Features to Look For

Automated Dunning

Send scheduled payment reminders and escalation notices based on invoice aging.

Customer Payment Portal

Allow customers to view invoices, make payments, and manage their account online.

Cash Application

Automatically match incoming payments to open invoices with AI-powered matching.

Credit Management

Assess customer creditworthiness and set appropriate payment terms and credit limits.

Collections Workflow

Prioritize collection efforts based on amount, aging, and customer risk profile.

AR Reporting & Forecasting

Track DSO, aging reports, and forecast future cash inflows from receivables.

How Much Does This Software Cost?

Versapay and Billtrust offer custom enterprise pricing, typically $25,000-$75,000/year. YayPay (now Quadient AR) starts around $20,000/year for mid-market. Tesorio targets mid-market at similar price points. For smaller businesses, QuickBooks and FreshBooks include basic AR features in their standard plans from $30-$80/month. Dedicated AR platforms provide the best ROI for companies processing 500+ invoices monthly.

Frequently Asked Questions

How We Evaluate This Software

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