Find Corporate Card SoftwareYou Can Actually Trust
Compare top solutions with AI-powered recommendations and transparent pricing.
4 Results
Brex
Top RatedCorporate cards designed for startups and growing companies. Real-time expense tracking and rewards.
Ramp
Corporate cards with built-in spend management. Save an average of 5% with AI-powered insights.
BILL Spend & Expense
Corporate cards and spend management from BILL (formerly Divvy). Budget controls and real-time visibility.
Airbase
All-in-one spend management platform, now part of Paylocity. Cards, AP automation, and expense management unified.
What is Corporate Card Software?
Corporate card platforms issue and manage company credit and debit cards with built-in expense management, spending controls, and accounting automation. Unlike traditional corporate credit cards from banks, modern corporate card platforms offer real-time spending visibility, per-card spending limits, merchant category restrictions, automated receipt matching, and direct accounting software integration. They eliminate the need for expense reports by automatically categorizing transactions and matching receipts. Virtual cards can be created instantly for specific vendors or projects with precise spending limits. These platforms have disrupted traditional corporate banking by combining payment infrastructure with software-driven controls and automation.
Key Features to Look For
Virtual & Physical Cards
Issue unlimited virtual cards instantly and physical cards for employees with individual spending limits.
Spending Controls
Set per-card limits, merchant category restrictions, and approval workflows for purchases above thresholds.
Automated Receipt Matching
AI-powered receipt capture and matching that eliminates manual expense report filing.
Real-Time Visibility
See all company spending in real-time with dashboards showing spend by department, category, and employee.
Accounting Integration
Automatic transaction sync to QuickBooks, Xero, NetSuite, and Sage with GL coding.
Cashback Rewards
Earn cashback or points on company spending that flows back to the business, not individual cardholders.
How Much Does Corporate Cards Cost?
Ramp is free (no annual fees, earns 1.5% cashback). Brex is free for software with Brex card. BILL Divvy is free with the BILL Divvy card. Mercury offers free business banking with cards. Airbase starts at $5/user/month. Navan (formerly TripActions) offers free corporate cards with travel booking. Traditional bank corporate cards charge $50-$500 annual fees per card. Revenue comes from interchange fees on transactions.
Frequently Asked Questions
How We Evaluate Corporate Cards
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